Data Collection – The Evolution of Network Marketing

The evolution of network marketing continues to happen and it is getting more and more fun.  People are no longer willing to consume a product that someone says is good for them and will do XYZ, and start selling it.  As Internet Marketing grows, people are exposed to a lot of different types of companies and different types of products.  In this post I am going to explain where I see these changes happening. Read the rest of this entry »

SEO Starting Blocks

In my last post about SEO there were many tips about what constitutes SEO.  I also mentioned that there was a lot to learn and really understand about SEO so that we can build a site that is effective in terms of Google search rankings.

… Read the rest of this entry »

What is SEO?

Search Engine Optimization is one of the most important aspects of online marketing.  In an earlier post I talked about branding yourself online using a blog.  Well, if no one ever sees that blog then it is really not very helpful.  In addition to your blog, you need to have a webpage or capture page where you can send people to that contain the product or service that you are marketing.  Just as you want people to find your blog you also want people to find your marketing website.

There are two ways to help people find your website through Google. … Read the rest of this entry »

The History of Advertising

Advertising has been a way of sharing ideas and getting the “word out” about products and/or services from the beginning of time, or at least since we have been trying to communicate.  The first signs of advertisement can be dated back almost 25,000 year ago on the walls of the caves in the hills of France.  These were Stone Age people advertising the hunting prowess to their fellow hunters.  Moving ahead in time to Babylon around 3500 B. C., sketches where drawn on soft clay tablets and set with a runner to advertise to the neighboring clans letting them know what they had to trade or other descriptive information.

… Read the rest of this entry »

Success in an MLM Business

So, you want success in an MLM Business?  Well, you can have it with the right tools and training.

You may be thinking something like this: … Read the rest of this entry »

Duplicatable System

How many times have you heard that in the MLM industry that you have to have a duplicatable system?  This will ensure that you can train your new recruits the best way to build their business.  We assume that everyone should be able to build a business the way we have.

Well, I am now of the opinion that it is not so much about having a duplicatable system, as it is … Read the rest of this entry »

Different Buying Personalities

There are many considerations to think about when you are marketing and selling.  It does not matter if you are doing this in a brick and mortar operation or an online business.  A major consideration is the buying personalities of your target market.

It is important in any sales situation to be able to figure out which category your potential client is in.  There are five categories, as well as many sub categories, but I am only going to talk about the top five.

The first one is the apathetic buyer.  This person is completely negative and it does not matter what you say or do they are not going to buy.  It is best to figure this one out early, and politely excuse yourself from their presence as soon as possible, no need to waste your time!

The analytical buyer is… Read the rest of this entry »

Branding Yourself Online

Branding yourself online is one of the best ways to succeed in online sales.  We only need to look at the branding done by all of the product and service companies that we buy from today to see how important this is.  These companies have spent millions of dollars on finding the best way to brand their product so that people will relate to it, will want it, and will buy it.

The branding done by multi million dollar companies… Read the rest of this entry »

Success in an MLM Business I

There are four structural pillars to creating success in an MLM business.  Under each of these pillars are a variety of different methods to obtaining success.  These methods form the matrix of the actions that are necessary.  Each action is important and needs to be done consistently over a period of time.  These pillars are, lead generation, lead conversion, training, and retention.

The first pillar is… Read the rest of this entry »

Pay Off Your Mortgage

First of all it is important to really understand what you are dealing with in a mortgage.  So many people have mortgages that everyone just thinks that it is “normal”.  But, if we are knew what we were paying for, for that “privilege” we would be pretty upset.

Well I am mad as *ell and I am not going to take it anymore! … Did you know that in the first five years 80% of your payment goes to interest?  Did you know that on a 30 year mortgage it is not until your 21^st year of paying on that mortgage that you are half way done?  If you have a $200,000 mortgage at 6% interest for 30 year, by the time you get it paid off, if you have not applied any additional monies to principal, you will have paid a total of $431,677.

Would it make since to keep some of that money for you instead of giving it to the bank?  I think so.  But aren’t there reasons to keep a mortgage?  Some people argue that instead of paying off your mortgage you should invest your money.  Well, I say do both, look for a more balanced approach.  If you pay off your mortgage is going to reduce your need for cash flow when you go into retirement.  You should try to get out of debt because times are uncertain, and the less debt you are shackled with, the better you are going to be able to deal with whatever economic difficulties arise.  It is clear, the banks have the population brain washed when it comes to paying off their mortgage.  Just remember it is the banks and mortgage companies making millions on all of that interest being paid.

Other people say you need the tax write off.  Well a financial planner and author of Grow Your Money! 101 Easy Tips to Plan, Save, and Invest, Jonathan Pond, states that you need to be in the 35 percent tax bracket, or make at least $350,000 annually, for the tax break to be worthwhile. Most Americans are in the 25 percent tax bracket and they might pay, say, $10,000 in mortgage interest but save only $2,500 in taxes.  Put another way, if you were in the 30 percent tax bracket and you pay $100.00 in interest you get to write it off, so you reduce your taxes by $30.00 ($100 x 30%), but what about the other $70.00?  It would make more since to let the government keep their $30.00 and you keep the $70.00!  Now don’t get me wrong it is nice to have a write off for mortgage interest while you have a mortgage, but that is not a sound reason for having one.  In addition to that, the further along in your mortgage you are, the less you have to write off, reducing the benefit even further.

Paying off your mortgage is the smart thing to do.  It is all in the math! If you pay taxes rather than paying interest, you are ahead of the game, as noted above.  Furthermore, if some of your money is in your house and not all in the market and the market crashes, guess what, you still have your home.  You should invest what you can in an investment program and find a system that helps you pay off your mortgage faster.

To see how people are paying their mortgage off and discovering debt free living you can go to Living Debt Free, do not be fooled by the banks and lenders.  You can have a brighter future and help pass this wealth on to the next generation.  Come and learn so that you can teach them what your parents did not know.

For those of you that are on the right path, how would you like to accelerate your financial goals?  Come and see what others are finding and help yourself to a brighter future.  Pay Off Your Mortgage

Thanks for reading my blog and blessings on your day,
Kathy Sammons

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